I normally buy my refurbished laptops from pc renewed, they have a laptop which would fit your specifications broadly for £169.00. Thinkpad T470 I5-6300U 8GB Ram 256 SSD Windows 10 Pro. They come superbly packed and look like new. They have a one year warranty as well...
I believe the files as default are compressed from the Nikon ZF, and if you go further into the menu you can select them as lossless which would give you a bigger file size.
I think you are opening a .jpg file which will take you straight into photoshop,.ike previosuly mentioed when you open a proper raw file you go straight into ACR where yiu can make the adjustments you mention.
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