Gary
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Well, the insurance company (photoguard / pavillion insurance) wrote to me today and said they wouldnt pay for any of it as my policy doesnt cover theft from a locked room other than my own flat.
The same company made me pay £100 excess on a £250 bike last week because it was stolen from the secure underground card park at our flat. Apparently you have to pay an excess if your bike is stolen from a communal area.
Anyway, I shall be fighting both decisions, but am just posting to inform everyone of the big get out clauses they might have in their expensive insurance policies.
God only knows why i wasted £200 on the insurance policy.
The same company made me pay £100 excess on a £250 bike last week because it was stolen from the secure underground card park at our flat. Apparently you have to pay an excess if your bike is stolen from a communal area.
Anyway, I shall be fighting both decisions, but am just posting to inform everyone of the big get out clauses they might have in their expensive insurance policies.
God only knows why i wasted £200 on the insurance policy.