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Learn how to ride a motorbike, buy one, and have some fun.
My mid-life crisis is telling me to ditch the Golf and get one
Learn how to ride a motorbike, buy one, and have some fun.
been there done that 48 yrs ago and it still scares me to think of how close I came to killing myself on it haha
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Is that a GT 550? I had one in the early 80s and loved it.
Went back to biking 17 years ago with a Trident 900, but found I no longer have the ability to ride like I want to, and not interested to ride within the ability I do have, so gave it up.
The Honda was probably a CB250, one of the then coolest sounding bikes around. I never had a Ram Air but can still see the clouds of 2 stroke oil that the local one pumped out. RD250's seemed to be the most popular.Sorry @ancient_mariner only just seen this...GT250 There was half a dozen of us ..two with GT250 ..There was yamaha rd? 250 and honda b? something 250... reportadly the yamaha the fastest and the honda prone to over heat and set on fire haha
The only difference between a suzuki 250 and 380 was the oil cover ..you could ride a 250 on a provisional licence.. I know some people had the 380 with a 250 oil cover so the more powerful motorbike but police didnt know
I've just won £100 today, over the last 12months APR 1.275%. The prize fund was increased last month so you will do even better in future.
I had some money in premium bonds for many years. Won nothing, zero, cashed it in and bought some beer! Far more satisfying.
Worth noting some Fixed cash ISAs are paying more than 4% (and likely to increase again if bank rates increase)... My savings accounts linked to my current account are starting to pay meaningful interest now. So when my current cash ISA matures at the end of the month I think I will reinvest to get 4-5%.
I have a lot in unit/investment trusts - they are cheap at the moment - good job I don't need the money at the moment as some trusts have collapsed in the last year (thank you Putin/Xi), but some of my shares are paying really good returns so if I can get a reasonable dividend income when I retire I will be fairly happy.
Interesting.I am in one of them moods now and have bene looking around... I like the look of One year fixed rate online bond at 4% .. Natuionwide who i am with anyway offer this and looks a decent return... The only way I can find higher than 4% is 3 and 5 yrs fixed investment which at my age I dont fancy... 1 yr no witdrawels sounds OK
Anyone find better ?
Interesting.
I have looked at the info and surmise that the interest is taxable/taxed.......but could not see anything about tax in the info
Good point but as interest on savings has been diddly squat for ages even with tax paid with this product the amount of interest is very attractive if it suits one's personal circumstances or not as the case may be?Most say taxable but they dont tax it.. up to you to declare
so yeagh take into cosideration 20% less
On a side note....I am thinking give the Bonds a full yr and see what return that brings... 2.2% supposedly but could be more and that's tax free (do you just not need to declare it?) so actually worth a little bit more than 2.2% when compared to 4% taxable the gap isn't as wide
I had a Suzuki "Ram Air" 250...when it rained the water ran down the weld seams at the bottom of the petrol tank, dripped onto the spark plugs and electrocuted me!The 380 was a triple like the 550, but the 250 was a twin. I'd forgotten they made a ram-air 250.
I'm sitting here waiting for my emails to arrive...Month 4 of premium bonds and today its another £25 win... thats 3 our of 4 wins all £25 each
I'm sitting here waiting for my emails to arrive...
I check online.. more fun https://www.nsandi.com/prize-checker
Not when you find that you didn't win anything again...I check online.. more fun https://www.nsandi.com/prize-checker
My old dad always saved for a rainy day. He never drank to excess, smoked or gambled, never bought a new car and was always careful with money. Late in life, he had to go into a care home, due to dementia. Every penny of his savings, over the maximum limit, were spent on his care (and it was excellent care too). The upsetting part was that the "gentleman" in the next room to him had spent everything he had earned on all the previously mentioned and his care was totally funded by the state! (Our taxes!). Moral of the story - enjoy it whilst you can because you never know what is around the corner!
Id rather not leave my old age to a hope and prayer that the state will adequately pay for it. Im not living like a pauper but equally have plans in place to ensure I will be comfortableMy old dad always saved for a rainy day. He never drank to excess, smoked or gambled, never bought a new car and was always careful with money. Late in life, he had to go into a care home, due to dementia. Every penny of his savings, over the maximum limit, were spent on his care (and it was excellent care too). The upsetting part was that the "gentleman" in the next room to him had spent everything he had earned on all the previously mentioned and his care was totally funded by the state! (Our taxes!). Moral of the story - enjoy it whilst you can because you never know what is around the corner!
My savings account is paying 2.5%. on a fixed rate mortgage so I'm actually making money off the banks right nowI am earning more than the 0.50% my bank would give me... but far less than a fixed rate online bond at 4% for one year.. So am givng it until april next yr then decide wether to keep premium bonds or move to a guaranteed 4% (4% of investment -20% of the 4% to taxman) ... So come on Ernie get my numbers out
My savings account is paying 2.5%. on a fixed rate mortgage so I'm actually making money off the banks right now
But I can do better. Time for a morning looking for the best rates
I find this page very useful whenever I'm lookingFrom what I have found... But certainly no expert I ahve only looked at no risk options.. so no stocks etc
Locking your money away seems to yield the highest return.
The longer you lock it away the more you get .You can get 5% and maybe slightly more but you have to lock your money away for 3+ yrs. I ahvent found anything much over 5% ..
Thus 4% for one year is the best I have found with nationwide https://www.nationwide.co.uk/savings/fixed-rate-online-bond/
If anyone can find better at no risk I would welcome a link ?
I went for this too, a husband and wife can put £25k in each and depending on your tax situation not pay any tax, as previously mentioned, we all have £1000 allowance on interest per tax year each. Self employed have to declare, employed is taken off at source.From what I have found... But certainly no expert I ahve only looked at no risk options.. so no stocks etc
Locking your money away seems to yield the highest return.
The longer you lock it away the more you get .You can get 5% and maybe slightly more but you have to lock your money away for 3+ yrs. I ahvent found anything much over 5% ..
Thus 4% for one year is the best I have found with nationwide https://www.nationwide.co.uk/savings/fixed-rate-online-bond/
If anyone can find better at no risk I would welcome a link ?
Most It could actually be quite a lot more or as little as £0. It's one of the more reasonable tax rules.we all have £1000 allowance on interest per tax year each