Remember that the tech themes are intended to be a gentle push into trying something new. Give them a go, this isn't a competition, just a personal challenge.
In a sprit of Candid-ness, I have to confess that I just discovered that I took out duplicate policies with Eversure a couple of months apart last year, only realised thanks to the renewal notice for the second one arriving. The nice lady there not only cancelled the auto-renewal that was going to take place, but arranged a full premium refund for the duplicate policy, which was very decent and unexpected. But what a daft old sod I am for doing that in the first place!